Best Medicare Advantage Plans in Maine

About 360,000 people in Maine — more than a quarter of the state’s population — are enrolled in Medicare

Medicare and Medicaid Service Centers. Fact sheet. Accessed November 30, 2022.

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Health Insurance is the federal health insurance program for people age 65 and older. Benefit of Medicare is a bundled alternative to Medicare sold by private companies. It offers all the same benefits and usually a few extras, such as savings on dental and vision coverage.

Medicare Advantage plans offer more benefits than Original Medicare, and they can be cheaper than paying for Medicare and a Medicare Supplement Plan. However, they offer less flexibility since you will need to seek care within the plan’s network of providers. Weigh your options to determine which plan best suits your needs.

What to know about Medicare in Maine

More than one in five people in Maine are 65 and older, and there are a variety of Medicare Advantage plans in the state.

  • The average monthly premium in 2023 for a Medicare Advantage plan in Maine is $11.25. (It was $14.14 in 2022.)

  • There are 54 Medicare Advantage plans available in Maine in 2023. (This is down from 57 plans in 2022.)

  • Everyone eligible for Medicare in Maine has access to a $0 premium Medicare Advantage plan.

Medicare Advantage Companies in Maine

Top-Rated Medicare Advantage Plans in Maine

Each year, the Centers for Medicare & Medicaid Services, or CMS, assigns each Medicare Advantage plan a rating on a scale of 1 to 5, with 5 being the highest rated plan. Below are the companies whose plans received the highest ratings in Maine for the 2023 plan year.

5 star packages

The companies below offer plans in Maine that are rated 5 out of 5 stars by CMS:

  • Martin’s Point Generations benefit.

4.5 star packages

The companies below offer plans in Maine that are rated 4.5 out of 5 stars by CMS:

  • Martin’s Point Generations benefit.

This list does not include special needs plans, which limit membership to people with certain conditions or characteristics, such as a chronic illness or living in a nursing home.

Find the right Medicare Advantage plan

  • What are the costs of the plan? Do you understand what the plan’s premium, deductibles, copayments and/or coinsurance will be? Can you afford them?

  • Does your doctor have a network? If you have one or more preferred medical providers, make sure they participate in the plan’s network.

  • Are your prescriptions covered? If you take medication, it is essential to understand how the plan covers it. What level are your prescription drugs at and are there any coverage rules that apply to them?

  • Is there dental coverage? Does the plan provide routine coverage for vision, dental and hearing needs?

  • Are there any extras? Does the plan offer any additional benefits, such as fitness memberships, transportation benefits, or meal delivery?

Medicare Advantage Providers

Learn more about some of the top Medicare Advantage providers below. These insurers offer plans in most states. The packages you can choose from depend on your zip code and county.

If you have more questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).

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